- Receiving proposals from the Credit team to be circulated to the Credit Committee for approval on a weekly basis as per the Agenda.
- Verifying that proposals being put up are to the correct approval delegation ( as per Kotak’s credit Policies) and are as per norms.
- Checking the resolutions prepared by the Credit analyst that will be put up to the Credit Committee for approval for each proposal.
- Participating and recording the minutes of the deliberations at the Credit committee meetings and other committees (CRMC).
- Participating and recording the minutes of the deliberations at the Credit & Investment committee meetings (Committee of BOD).
- Ensuring proper signoffs from each member as per delegation.
- Circulating the decision of the Credit Committee to various stakeholders
- Record keeping and data maintenance for all the meetings and related other activities for Audit, MIS, system implementation etc.
Qualifications:
- CA/MBA/ ICWA / CS – similar professional qualification (Intermediate qualification) can also be considered. Flair for banking products and ability to understand business dynamics (of clients) will be an essential skill.
- 5 to 10 years of experience in Credit / Operations / Credit Monitoring.