Introduction
Wipro, a leading global IT services company, is hiring a Business Analyst for their Cards and Merchant team in Pune. This position is ideal for seasoned professionals with extensive experience in the cards issuing, merchant acquiring systems, and payment gateway domains. If you have a strong understanding of end-to-end card processing, along with knowledge of ISO8583 and EMV data, this could be the opportunity you’ve been looking for. In this article, we’ll cover the role’s key responsibilities, required skills, and the benefits of joining Wipro.
Table of Contents:
- Role Overview
- Key Responsibilities
- Required Skills and Experience
- Desired Qualifications
- Why Join Wipro?
- How to Apply
- Conclusion
Role Overview
As a Business Analyst at Wipro, you will play a crucial role in enhancing the Cards and Merchant ecosystem. This position requires a deep understanding of payment systems, including card issuance, merchant acquiring, and transaction processing. You’ll be working with business teams, technical experts, and third-party vendors to ensure smooth integration of solutions and meet client needs. The role involves working in an Agile environment to define requirements, create documentation, and manage the SDLC phases.
Key Responsibilities
1. Business Process Analysis
- Analyze and understand the cards and merchant business processes.
- Translate business requirements into functional specifications across various products and technologies.
2. Transaction Processing Expertise
- Manage knowledge in Transaction Authorization, Settlement, Reconciliation, Disputes, and Chargebacks.
- Understand the end-to-end card processing from a merchant and POS standpoint.
3. Technical Documentation and Requirements
- Document EPICs, User Stories, Functional Designs, and System Specifications.
- Liaise with business teams, third-party vendors, and partners to formulate detailed requirements.
4. SDLC and Agile Methodology
- Participate in all SDLC phases (requirements gathering, testing, implementation) using Agile practices.
- Develop test scenarios, impact assessments, and troubleshooting plans during the project lifecycle.
5. Knowledge Sharing and Training
- Foster knowledge sharing and training initiatives within the team and with stakeholders.
Required Skills and Experience
1. Extensive Industry Experience
- Over 15 years of experience in the Issuing and Acquiring sectors, particularly in the BFSI domain.
- In-depth understanding of EMV, payments gateway, and transaction formats like ISO8583.
2. Technical Proficiency
- Familiarity with payment systems such as V+, ACI, and Fiserv.
- Proficient in driving RFPs, providing solutions, and hosting practice initiatives.
3. Strong Communication Skills
- Excellent communication and leadership skills to handle domain discussions with stakeholders and senior management.
- Ability to explain complex technical solutions to business teams effectively.
Desired Qualifications
- Proven experience working in large-scale card ecosystem projects and payment gateway systems.
- A solid understanding of card operations, including underwriting, account management, disputes, and chargebacks.
- Familiarity with merchant systems and processes like authorization, refund, and cancellation.
- Certifications related to payments, banking, or business analysis (preferred but not mandatory).
Why Join Wipro?
Wipro offers a dynamic work environment, excellent career growth opportunities, and a chance to work on cutting-edge technologies in the payment processing industry. By joining Wipro, you become part of a global workforce committed to innovation and customer satisfaction. Wipro’s culture of continuous learning and collaboration ensures that employees thrive both personally and professionally.
How to Apply
Interested candidates can apply for the Business Analyst position by visiting Wipro’s career page or submitting their resume through LinkedIn. Be sure to highlight your experience in the cards and payments domain, as well as your technical expertise in ISO8583 and EMV systems.
Conclusion
The Business Analyst role at Wipro presents an exciting opportunity for professionals with expertise in card systems, payments gateways, and transaction processing. If you’re passionate about the payments industry and have a track record of success in a similar domain, this could be the perfect role for you. Join Wipro’s growing team and help drive innovative solutions in the cards and merchant business domain.